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Property Tips

Should You Buy or Should You Rent?April 14, 2014
 
To buy or to rent? That is the question. For most people, owning a house is a dream. A lot of people say that it is more worth it to buy a house, and pay the mortgage monthly because at the end of the day, the house will be yours. But is it really that simple? Many things need to be taken into account before someone can make the decision. So should you buy or rent? Well, ask yourself these questions first before you decide.
 
1.What kind of credit report do I have?
 
In Malaysia, banks generally use the Central Credit Reference Information System by Bank Negara. Besides that, there are also two private credit reference agencies which are Credit Tip Off Service (CTOS) and Financial Information System (FIS).These will track an individual’s spending habits, repayment patterns, credit card and other electronic transactions, ......Read Full Story
What you need to know before renting a house/apartment ?April 14, 2014
 
If you are one of these: a college student in your second degree year, a fresh graduate just starting out on your new job venture or a newlywed building a nest for yourself and your spouse, then odds are, you’re confronted with the fresh dilemma of finding a house or an apartment to rent. The process is tedious. There are so many places to look into and so many ways to do it that sometimes, the task is daunting to even the most confident of people, especially when it is the first time that they are embarking on this ‘adventure’. Well, here are some things you should know before renting a house or an apartment..... Read Full Story
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